The Filing Desk

Aflac vs Principal Financial Group

Aflac AFL · Principal Financial Group PFG · Life & Health Insurance

Aflac reported revenue of $17.2 billion in fiscal 2025, about the same as Principal Financial Group's $15.6 billion in fiscal 2025. Aflac's revenue fell 9.3% in its latest year, and Principal Financial Group's fell 3.1%.

Side by side

AflacPrincipal Financial Group
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$17.2B$15.6B
Revenue growth−9.3%−3.1%
Revenue growth a year, last 5 years−5.0%1.2%
Gross margin——
Operating margin——
Net margin21.2%7.6%
Free cash flow——
Free cash flow margin——
Return on capital13.0%—
Net debt to EBITDA0.4x−0.2x
Dividends and buybacks$4.7B$1.6B
Change in diluted share count−5.3%−4.1%
Last close$120.93$110.13
P/E at the last close13.0×15.8×
Insider trades, last 12 monthssold $263.8 millionbought $485, sold $5.4 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
AflacPrincipal Financial Group
Operating margin
Percent of revenue
AflacPrincipal Financial Group
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
AflacPrincipal Financial Group

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Aflac and Principal Financial Group pages.