Amerisafe vs HCI Group
HCI Group reported revenue of $901 million in fiscal 2025, 2.8 times Amerisafe's $317 million in fiscal 2025. Amerisafe's revenue grew 2.7% in its latest year, and HCI Group's grew 20.1%. Free cash flow was $9 million at Amerisafe and $441 million at HCI Group.
Side by side
| Amerisafe | HCI Group | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $317M | $901M |
| Revenue growth | 2.7% | 20.1% |
| Revenue growth a year, last 5 years | −1.3% | 23.8% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 14.9% | 33.2% |
| Free cash flow | $9M | $441M |
| Free cash flow margin | 2.8% | 48.9% |
| Return on capital | — | — |
| Net debt to EBITDA | — | −2.6x |
| Dividends and buybacks | $49M | $21M |
| Change in diluted share count | −0.4% | 1.5% |
| Last close | $19.59 | $186.03 |
| P/E at the last close | 9.1× | 7.5× |
| Insider trades, last 12 months | sold $100,456 | — |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
AmerisafeHCI Group
Operating margin
Percent of revenue
AmerisafeHCI Group
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
AmerisafeHCI Group
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Amerisafe and HCI Group pages.