Citigroup vs Truist Financial
Citigroup reported revenue of $85.2 billion in fiscal 2025, 4.2 times Truist Financial's $20.3 billion in fiscal 2025. Citigroup's revenue grew 5.6% in its latest year, and Truist Financial's grew 53.0%. Citigroup had a return on equity of 6.8%, against 8.2% at Truist Financial.
Side by side
| Citigroup | Truist Financial | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $85.2B | $20.3B |
| Revenue growth | 5.6% | 53.0% |
| Revenue growth a year, last 5 years | 2.5% | −2.2% |
| Net income | $14.3B | $5.3B |
| Return on equity | 6.8% | 8.2% |
| Return on tangible common equity | 7.8% | 10.5% |
| Efficiency ratio | 64.7% | 59.4% |
| Dividends and buybacks | $18.6B | $5.2B |
| Change in diluted share count | −3.5% | −2.1% |
| Last close | $121.04 | $48.91 |
| P/E at the last close | 17.3× | 11.2× |
| Insider trades, last 12 months | sold $23.0 million | bought $1.0 million, sold $2.7 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
CitigroupTruist Financial
Return on equity
Percent. Net income over average equity.
CitigroupTruist Financial
Net income
US$ billions
CitigroupTruist Financial
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Citigroup and Truist Financial pages.