The Filing Desk

Citigroup vs U.S. Bancorp

Citigroup C · U.S. Bancorp USB · Diversified Banks

Citigroup reported revenue of $85.2 billion in fiscal 2025, 3.0 times U.S. Bancorp's $28.7 billion in fiscal 2025. Citigroup's revenue grew 5.6% in its latest year, and U.S. Bancorp's grew 4.4%. Citigroup had a return on equity of 6.8%, against 12.2% at U.S. Bancorp.

Side by side

CitigroupU.S. Bancorp
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$85.2B$28.7B
Revenue growth5.6%4.4%
Revenue growth a year, last 5 years2.5%4.3%
Net income$14.3B$7.6B
Return on equity6.8%12.2%
Return on tangible common equity7.8%16.3%
Efficiency ratio64.7%58.8%
Dividends and buybacks$18.6B$3.7B
Change in diluted share count−3.5%−0.2%
Last close$121.04$59.70
P/E at the last close17.3×11.9×
Insider trades, last 12 monthssold $23.0 millionsold $12.6 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
CitigroupU.S. Bancorp
Return on equity
Percent. Net income over average equity.
CitigroupU.S. Bancorp
Net income
US$ billions
CitigroupU.S. Bancorp

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Citigroup and U.S. Bancorp pages.