Chubb vs Hartford
Chubb reported revenue of $59.4 billion in fiscal 2025, 2.1 times Hartford's $28.4 billion in fiscal 2025. Chubb's revenue grew 6.5% in its latest year, and Hartford's grew 6.9%.
Side by side
| Chubb | Hartford | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $59.4B | $28.4B |
| Revenue growth | 6.5% | 6.9% |
| Revenue growth a year, last 5 years | 10.5% | 6.7% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 17.4% | 13.5% |
| Free cash flow | — | $5.8B |
| Free cash flow margin | — | 20.3% |
| Return on capital | 13.6% | 22.6% |
| Net debt to EBITDA | — | −0.0x |
| Dividends and buybacks | $5.2B | $2.2B |
| Change in diluted share count | −1.7% | −4.0% |
| Last close | $356.74 | $135.94 |
| P/E at the last close | 12.6× | 8.2× |
| Insider trades, last 12 months | sold $56.6 million | sold $57.4 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
ChubbHartford
Operating margin
Percent of revenue
ChubbHartford
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
ChubbHartford