The Filing Desk

Frost Bank vs Columbia Banking System

Frost Bank CFR · Columbia Banking System COLB · Regional Banks

Columbia Banking System reported revenue of $2.3 billion in fiscal 2025, about the same as Frost Bank's $2.2 billion in fiscal 2025. Frost Bank's revenue grew 8.3% in its latest year, and Columbia Banking System's grew 19.3%. Frost Bank had a return on equity of 15.3%, against 8.5% at Columbia Banking System.

Side by side

Frost BankColumbia Banking System
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$2.2B$2.3B
Revenue growth8.3%19.3%
Revenue growth a year, last 5 years9.2%30.6%
Net income$649M$550M
Return on equity15.3%8.5%
Return on tangible common equity15.7%11.9%
Efficiency ratio63.5%61.8%
Dividends and buybacks$413M$444M
Change in diluted share count−0.2%14.2%
Last close$158.58$31.06
P/E at the last close15.0×12.1×
Insider trades, last 12 monthssold $350,133bought $22,478, sold $677,280
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Frost BankColumbia Banking System
Return on equity
Percent. Net income over average equity.
Frost BankColumbia Banking System
Net income
US$ billions
Frost BankColumbia Banking System

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Frost Bank and Columbia Banking System pages.