Eastern Bankshares vs NBT Bancorp
Eastern Bankshares reported revenue of $723 million in fiscal 2025, about the same as NBT Bancorp's $697 million in fiscal 2025. Eastern Bankshares' revenue fell 1.2% in its latest year, and NBT Bancorp's grew 20.8%. Eastern Bankshares had a return on equity of 2.2%, against 9.9% at NBT Bancorp.
Side by side
| Eastern Bankshares | NBT Bancorp | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $723M | $697M |
| Revenue growth | −1.2% | 20.8% |
| Revenue growth a year, last 5 years | 4.5% | 8.6% |
| Net income | $88M | $169M |
| Return on equity | 2.2% | 9.9% |
| Return on tangible common equity | 3.0% | 13.5% |
| Efficiency ratio | 82.6% | 63.9% |
| Dividends and buybacks | $212M | $83M |
| Change in diluted share count | 12.2% | 7.3% |
| Last close | $22.84 | $52.83 |
| P/E at the last close | 12.9× | 12.6× |
| Insider trades, last 12 months | bought $188,100, sold $9.4 million | bought $976,708, sold $2.4 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Eastern BanksharesNBT Bancorp
Return on equity
Percent. Net income over average equity.
Eastern BanksharesNBT Bancorp
Net income
US$ billions
Eastern BanksharesNBT Bancorp
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Eastern Bankshares and NBT Bancorp pages.