Euronet Worldwide vs Jack Henry & Associates
Euronet Worldwide reported revenue of $4.2 billion in fiscal 2025, 1.7 times Jack Henry & Associates' $2.5 billion in fiscal 2026. Euronet Worldwide's revenue grew 6.4% in its latest year, and Jack Henry & Associates' grew 7.1%. Euronet Worldwide had an operating margin of 12.5%, against 25.0% at Jack Henry & Associates. Free cash flow was $434 million at Euronet Worldwide and $695 million at Jack Henry & Associates. Their fiscal years end in different months (December 31 and June 30), so the periods don't line up exactly.
Side by side
| Euronet Worldwide | Jack Henry & Associates | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2026, Jun 30, 2026 |
| Revenue | $4.2B | $2.5B |
| Revenue growth | 6.4% | 7.1% |
| Revenue growth a year, last 5 years | 11.3% | 7.7% |
| Gross margin | — | 43.6% |
| Operating margin | 12.5% | 25.0% |
| Net margin | 7.3% | 19.8% |
| Free cash flow | $434M | $695M |
| Free cash flow margin | 10.2% | 27.3% |
| Return on capital | 29.9% | 23.8% |
| Net debt to EBITDA | 0.1x | 0.0x |
| Dividends and buybacks | $668M | $619M |
| Change in diluted share count | −4.8% | −1.4% |
| Last close | $63.95 | $162.35 |
| P/E at the last close | 10.2× | 23.3× |
| Insider trades, last 12 months | bought $255,749, sold $24,850 | bought $317,135, sold $3.5 million |
| Piotroski F-score | 7 of 8 | 7 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Euronet WorldwideJack Henry & Associates
Operating margin
Percent of revenue
Euronet WorldwideJack Henry & Associates
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Euronet WorldwideJack Henry & Associates
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Euronet Worldwide and Jack Henry & Associates pages.