Euronet Worldwide vs Toast
Toast reported revenue of $6.2 billion in fiscal 2025, 1.4 times Euronet Worldwide's $4.2 billion in fiscal 2025. Euronet Worldwide's revenue grew 6.4% in its latest year, and Toast's grew 24.1%. Euronet Worldwide had an operating margin of 12.5%, against 4.8% at Toast. Free cash flow was $434 million at Euronet Worldwide and $608 million at Toast.
Side by side
| Euronet Worldwide | Toast | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $4.2B | $6.2B |
| Revenue growth | 6.4% | 24.1% |
| Revenue growth a year, last 5 years | 11.3% | 49.5% |
| Gross margin | — | 25.9% |
| Operating margin | 12.5% | 4.8% |
| Net margin | 7.3% | 5.6% |
| Free cash flow | $434M | $608M |
| Free cash flow margin | 10.2% | 9.9% |
| Return on capital | 29.9% | — |
| Net debt to EBITDA | 0.1x | −5.6x |
| Dividends and buybacks | $668M | $107M |
| Change in diluted share count | −4.8% | 2.7% |
| Last close | $63.95 | $32.13 |
| P/E at the last close | 10.2× | 40.7× |
| Insider trades, last 12 months | bought $255,749, sold $24,850 | sold $26.4 million |
| Piotroski F-score | 7 of 8 | 7 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Euronet WorldwideToast
Operating margin
Percent of revenue
Euronet WorldwideToast
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Euronet WorldwideToast
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Euronet Worldwide and Toast pages.