The Filing Desk

Essent Group vs Rocket Companies

Essent Group ESNT · Rocket Companies RKT · Commercial & Residential Mortgage Finance

Rocket Companies reported revenue of $6.7 billion in fiscal 2025, 5.3 times Essent Group's $1.3 billion in fiscal 2025. Essent Group's revenue grew 1.4% in its latest year, and Rocket Companies' grew 31.2%. Free cash flow was $849 million at Essent Group and −$4.0 billion at Rocket Companies.

Side by side

Essent GroupRocket Companies
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$1.3B$6.7B
Revenue growth1.4%31.2%
Revenue growth a year, last 5 years5.7%−15.6%
Gross margin——
Operating margin——
Net margin54.7%−1.0%
Free cash flow$849M−$4.0B
Free cash flow margin67.3%−60.0%
Return on capital——
Net debt to EBITDA——
Dividends and buybacks$710M$0M
Change in diluted share count−6.1%837.6%
Last close$66.70$11.49
P/E at the last close9.3×—
Insider trades, last 12 monthssold $16.8 millionsold $5.0 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Essent GroupRocket Companies
Operating margin
Percent of revenue
Essent GroupRocket Companies
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Essent GroupRocket Companies

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Essent Group and Rocket Companies pages.