First Citizens BancShares vs M&T Bank
M&T Bank reported revenue of $9.7 billion in fiscal 2025, about the same as First Citizens BancShares' $9.5 billion in fiscal 2025. First Citizens BancShares' revenue fell 2.2% in its latest year, and M&T Bank's grew 4.4%. First Citizens BancShares had a return on equity of 9.9%, against 9.8% at M&T Bank.
Side by side
| First Citizens BancShares | M&T Bank | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $9.5B | $9.7B |
| Revenue growth | −2.2% | 4.4% |
| Revenue growth a year, last 5 years | 38.6% | 10.2% |
| Net income | $2.2B | $2.9B |
| Return on equity | 9.9% | 9.8% |
| Return on tangible common equity | 10.5% | 15.0% |
| Efficiency ratio | 63.5% | 56.7% |
| Dividends and buybacks | $3.2B | $3.5B |
| Change in diluted share count | −9.3% | −5.1% |
| Last close | $2,345.61 | $221.80 |
| P/E at the last close | 12.6× | 11.7× |
| Insider trades, last 12 months | bought $13.6 million, sold $15.6 million | sold $26.8 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
First Citizens BancSharesM&T Bank
Return on equity
Percent. Net income over average equity.
First Citizens BancSharesM&T Bank
Net income
US$ billions
First Citizens BancSharesM&T Bank
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the First Citizens BancShares and M&T Bank pages.