Fair Isaac vs Pegasystems
Fair Isaac reported revenue of $2.0 billion in fiscal 2025, about the same as Pegasystems' $1.7 billion in fiscal 2025. Fair Isaac's revenue grew 15.9% in its latest year, and Pegasystems' grew 16.6%. Fair Isaac had an operating margin of 46.5%, against 15.1% at Pegasystems. Free cash flow was $770 million at Fair Isaac and $491 million at Pegasystems. Their fiscal years end in different months (September 30 and December 31), so the periods don't line up exactly.
Side by side
| Fair Isaac | Pegasystems | |
|---|---|---|
| Latest fiscal year | FY2025, Sep 30, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $2.0B | $1.7B |
| Revenue growth | 15.9% | 16.6% |
| Revenue growth a year, last 5 years | 9.0% | 11.4% |
| Gross margin | 82.2% | 75.9% |
| Operating margin | 46.5% | 15.1% |
| Net margin | 32.8% | 22.5% |
| Free cash flow | $770M | $491M |
| Free cash flow margin | 38.7% | 28.1% |
| Return on capital | 65.6% | — |
| Net debt to EBITDA | 3.1x | −1.5x |
| Dividends and buybacks | $1.4B | $515M |
| Change in diluted share count | −2.1% | 3.1% |
| Last close | $708.07 | $36.71 |
| P/E at the last close | 20.5× | 22.8× |
| Insider trades, last 12 months | sold $10.6 million | sold $24.9 million |
| Piotroski F-score | 7 of 9 | 6 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Fair IsaacPegasystems
Operating margin
Percent of revenue
Fair IsaacPegasystems
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Fair IsaacPegasystems
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Fair Isaac and Pegasystems pages.