The Filing Desk

Hartford vs Travelers Companies

Hartford HIG · Travelers Companies TRV · Property & Casualty Insurance

Travelers Companies reported revenue of $48.8 billion in fiscal 2025, 1.7 times Hartford's $28.4 billion in fiscal 2025. Hartford's revenue grew 6.9% in its latest year, and Travelers Companies' grew 5.2%.

Side by side

HartfordTravelers Companies
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$28.4B$48.8B
Revenue growth6.9%5.2%
Revenue growth a year, last 5 years6.7%8.8%
Gross margin——
Operating margin——
Net margin13.5%12.9%
Free cash flow$5.8B—
Free cash flow margin20.3%—
Return on capital22.6%20.1%
Net debt to EBITDA−0.0x0.3x
Dividends and buybacks$2.2B$4.0B
Change in diluted share count−4.0%−1.5%
Last close$135.94$400.17
P/E at the last close8.2×10.5×
Insider trades, last 12 monthssold $57.4 millionsold $167.6 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
HartfordTravelers Companies
Operating margin
Percent of revenue
HartfordTravelers Companies
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
HartfordTravelers Companies

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Hartford and Travelers Companies pages.