Hartford vs W. R. Berkley
Hartford reported revenue of $28.4 billion in fiscal 2025, 1.9 times W. R. Berkley's $14.7 billion in fiscal 2025. Hartford's revenue grew 6.9% in its latest year, and W. R. Berkley's grew 7.8%.
Side by side
| Hartford | W. R. Berkley | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $28.4B | $14.7B |
| Revenue growth | 6.9% | 7.8% |
| Revenue growth a year, last 5 years | 6.7% | 12.7% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 13.5% | 12.1% |
| Free cash flow | $5.8B | — |
| Free cash flow margin | 20.3% | — |
| Return on capital | 22.6% | — |
| Net debt to EBITDA | −0.0x | — |
| Dividends and buybacks | $2.2B | $970M |
| Change in diluted share count | −4.0% | −0.8% |
| Last close | $135.94 | $73.79 |
| P/E at the last close | 8.2× | 15.2× |
| Insider trades, last 12 months | sold $57.4 million | bought $705.5 million, sold $0 |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
HartfordW. R. Berkley
Operating margin
Percent of revenue
HartfordW. R. Berkley
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
HartfordW. R. Berkley
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Hartford and W. R. Berkley pages.