The Filing Desk

Home BancShares vs United Bankshares

Home BancShares HOMB · United Bankshares UBSI · Regional Banks

United Bankshares reported revenue of $1.2 billion in fiscal 2025, about the same as Home BancShares' $1.1 billion in fiscal 2025. Home BancShares' revenue grew 7.2% in its latest year, and United Bankshares' grew 19.6%. Home BancShares had a return on equity of 11.5%, against 8.9% at United Bankshares.

Side by side

Home BancSharesUnited Bankshares
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$1.1B$1.2B
Revenue growth7.2%19.6%
Revenue growth a year, last 5 years9.5%36.3%
Net income$475M$465M
Return on equity11.5%8.9%
Return on tangible common equity17.4%14.1%
Efficiency ratio42.0%48.5%
Dividends and buybacks$241M$336M
Change in diluted share count−1.2%4.9%
Last close$30.07$48.92
P/E at the last close12.4×13.3×
Insider trades, last 12 monthsbought $2.7 million, sold $2.2 millionbought $4,201, sold $148,544
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Home BancSharesUnited Bankshares
Return on equity
Percent. Net income over average equity.
Home BancSharesUnited Bankshares
Net income
US$ billions
Home BancSharesUnited Bankshares

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Home BancShares and United Bankshares pages.