The Filing Desk

Intl Bancshares vs Provident Financial Services

Intl Bancshares IBOC · Provident Financial Services PFS · Regional Banks

Provident Financial Services reported revenue of $870 million in fiscal 2025, about the same as Intl Bancshares' $842 million in fiscal 2025. Intl Bancshares' revenue grew 1.0% in its latest year, and Provident Financial Services' grew 25.3%. Intl Bancshares had a return on equity of 13.6%, against 10.7% at Provident Financial Services.

Side by side

Intl BancsharesProvident Financial Services
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$842M$870M
Revenue growth1.0%25.3%
Revenue growth a year, last 5 years9.4%17.7%
Net income$412M$291M
Return on equity13.6%10.7%
Return on tangible common equity15.0%13.9%
Efficiency ratio36.4%52.7%
Dividends and buybacks$92M$126M
Change in diluted share count−0.1%18.9%
Last close$67.60$22.96
P/E at the last close10.0×9.6×
Insider trades, last 12 monthssold $720,000sold $2.2 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Intl BancsharesProvident Financial Services
Return on equity
Percent. Net income over average equity.
Intl BancsharesProvident Financial Services
Net income
US$ billions
Intl BancsharesProvident Financial Services

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Intl Bancshares and Provident Financial Services pages.