The Filing Desk

Intl Bancshares vs United Bankshares

Intl Bancshares IBOC · United Bankshares UBSI · Regional Banks

United Bankshares reported revenue of $1.2 billion in fiscal 2025, 1.5 times Intl Bancshares' $842 million in fiscal 2025. Intl Bancshares' revenue grew 1.0% in its latest year, and United Bankshares' grew 19.6%. Intl Bancshares had a return on equity of 13.6%, against 8.9% at United Bankshares.

Side by side

Intl BancsharesUnited Bankshares
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$842M$1.2B
Revenue growth1.0%19.6%
Revenue growth a year, last 5 years9.4%36.3%
Net income$412M$465M
Return on equity13.6%8.9%
Return on tangible common equity15.0%14.1%
Efficiency ratio36.4%48.5%
Dividends and buybacks$92M$336M
Change in diluted share count−0.1%4.9%
Last close$66.78$48.92
P/E at the last close10.1×13.3×
Insider trades, last 12 monthssold $720,000bought $4,201, sold $148,544
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Intl BancsharesUnited Bankshares
Return on equity
Percent. Net income over average equity.
Intl BancsharesUnited Bankshares
Net income
US$ billions
Intl BancsharesUnited Bankshares

Start a new comparison

Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Intl Bancshares and United Bankshares pages.