Jack Henry & Associates vs Payoneer Global
Jack Henry & Associates reported revenue of $2.5 billion in fiscal 2026, 2.4 times Payoneer Global's $1.1 billion in fiscal 2025. Jack Henry & Associates' revenue grew 7.1% in its latest year, and Payoneer Global's grew 7.7%. Jack Henry & Associates had an operating margin of 25.0%, against 11.8% at Payoneer Global. Free cash flow was $695 million at Jack Henry & Associates and $207 million at Payoneer Global. Their fiscal years end in different months (June 30 and December 31), so the periods don't line up exactly.
Side by side
| Jack Henry & Associates | Payoneer Global | |
|---|---|---|
| Latest fiscal year | FY2026, Jun 30, 2026 | FY2025, Dec 31, 2025 |
| Revenue | $2.5B | $1.1B |
| Revenue growth | 7.1% | 7.7% |
| Revenue growth a year, last 5 years | 7.7% | 25.0% |
| Gross margin | 43.6% | — |
| Operating margin | 25.0% | 11.8% |
| Net margin | 19.8% | 7.0% |
| Free cash flow | $695M | $207M |
| Free cash flow margin | 27.3% | 19.6% |
| Return on capital | 23.8% | — |
| Net debt to EBITDA | 0.0x | — |
| Dividends and buybacks | $619M | $174M |
| Change in diluted share count | −1.4% | −2.5% |
| Last close | $162.35 | $7.15 |
| P/E at the last close | 23.3× | 51.1× |
| Insider trades, last 12 months | bought $317,135, sold $3.5 million | sold $175,250 |
| Piotroski F-score | 7 of 9 | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Jack Henry & AssociatesPayoneer Global
Operating margin
Percent of revenue
Jack Henry & AssociatesPayoneer Global
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Jack Henry & AssociatesPayoneer Global
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Jack Henry & Associates and Payoneer Global pages.