Kinsale Capital Group vs RLI
RLI reported revenue of $1.9 billion in fiscal 2025, about the same as Kinsale Capital Group's $1.9 billion in fiscal 2025. Kinsale Capital Group's revenue grew 18.0% in its latest year, and RLI's grew 6.3%. Free cash flow was $990 million at Kinsale Capital Group and $609 million at RLI.
Side by side
| Kinsale Capital Group | RLI | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $1.9B | $1.9B |
| Revenue growth | 18.0% | 6.3% |
| Revenue growth a year, last 5 years | 32.4% | 13.9% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 26.9% | 21.4% |
| Free cash flow | $990M | $609M |
| Free cash flow margin | 52.8% | 32.3% |
| Return on capital | 28.7% | — |
| Net debt to EBITDA | 0.1x | — |
| Dividends and buybacks | $106M | $242M |
| Change in diluted share count | −0.3% | −0.1% |
| Last close | $369.88 | $64.90 |
| P/E at the last close | 16.1× | 15.1× |
| Insider trades, last 12 months | bought $1.1 million, sold $10.7 million | bought $1.3 million, sold $0 |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Kinsale Capital GroupRLI
Operating margin
Percent of revenue
Kinsale Capital GroupRLI
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Kinsale Capital GroupRLI
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Kinsale Capital Group and RLI pages.