The Filing Desk

Lakeland Financial vs Southside Bancshares

Lakeland Financial LKFN · Southside Bancshares SBSI · Regional Banks

Lakeland Financial reported revenue of $269 million in fiscal 2025, about the same as Southside Bancshares' $237 million in fiscal 2025. Lakeland Financial's revenue grew 6.1% in its latest year, and Southside Bancshares' fell 8.1%. Lakeland Financial had a return on equity of 14.3%, against 8.3% at Southside Bancshares.

Side by side

Lakeland FinancialSouthside Bancshares
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$269M$237M
Revenue growth6.1%−8.1%
Revenue growth a year, last 5 years5.1%0.0%
Net income$103M$69M
Return on equity14.3%8.3%
Return on tangible common equity14.4%11.0%
Efficiency ratio48.9%63.9%
Dividends and buybacks$72M$67M
Change in diluted share count0.1%−0.5%
Last close$61.15$34.08
P/E at the last close13.7×10.3×
Insider trades, last 12 monthsbought $1.4 million, sold $1.4 millionbought $65,384, sold $271,571
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Lakeland FinancialSouthside Bancshares
Return on equity
Percent. Net income over average equity.
Lakeland FinancialSouthside Bancshares
Net income
US$ billions
Lakeland FinancialSouthside Bancshares

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Lakeland Financial and Southside Bancshares pages.