Nicolet Bankshares vs S&T Bancorp
S&T Bancorp reported revenue of $402 million in fiscal 2025, about the same as Nicolet Bankshares' $392 million in fiscal 2025. Nicolet Bankshares' revenue grew 11.9% in its latest year, and S&T Bancorp's grew 4.8%. Nicolet Bankshares had a return on equity of 12.4%, against 9.4% at S&T Bancorp.
Side by side
| Nicolet Bankshares | S&T Bancorp | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $392M | $402M |
| Revenue growth | 11.9% | 4.8% |
| Revenue growth a year, last 5 years | 15.3% | 3.5% |
| Net income | $151M | $134M |
| Return on equity | 12.4% | 9.4% |
| Return on tangible common equity | 17.8% | 12.8% |
| Efficiency ratio | 51.2% | 56.4% |
| Dividends and buybacks | $95M | $89M |
| Change in diluted share count | −0.1% | −0.1% |
| Last close | $173.12 | $50.78 |
| P/E at the last close | 19.2× | 12.9× |
| Insider trades, last 12 months | bought $3,009, sold $2.7 million | sold $887,084 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Nicolet BanksharesS&T Bancorp
Return on equity
Percent. Net income over average equity.
Nicolet BanksharesS&T Bancorp
Net income
US$ billions
Nicolet BanksharesS&T Bancorp
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Nicolet Bankshares and S&T Bancorp pages.