Prosperity Bancshares vs United Bankshares
Prosperity Bancshares reported revenue of $1.2 billion in fiscal 2025, about the same as United Bankshares' $1.2 billion in fiscal 2025. Prosperity Bancshares' revenue grew 4.8% in its latest year, and United Bankshares' grew 19.6%. Prosperity Bancshares had a return on equity of 7.2%, against 8.9% at United Bankshares.
Side by side
| Prosperity Bancshares | United Bankshares | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $1.2B | $1.2B |
| Revenue growth | 4.8% | 19.6% |
| Revenue growth a year, last 5 years | 1.5% | 36.3% |
| Net income | $543M | $465M |
| Return on equity | 7.2% | 8.9% |
| Return on tangible common equity | 13.5% | 14.1% |
| Efficiency ratio | 44.5% | 48.5% |
| Dividends and buybacks | $379M | $336M |
| Change in diluted share count | −0.1% | 4.9% |
| Last close | $69.74 | $48.92 |
| P/E at the last close | 12.1× | 13.3× |
| Insider trades, last 12 months | sold $5.6 million | bought $4,201, sold $148,544 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Prosperity BancsharesUnited Bankshares
Return on equity
Percent. Net income over average equity.
Prosperity BancsharesUnited Bankshares
Net income
US$ billions
Prosperity BancsharesUnited Bankshares
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Prosperity Bancshares and United Bankshares pages.