RLI vs Selective Insurance Group
Selective Insurance Group reported revenue of $5.3 billion in fiscal 2025, 2.8 times RLI's $1.9 billion in fiscal 2025. RLI's revenue grew 6.3% in its latest year, and Selective Insurance Group's grew 9.8%. Free cash flow was $609 million at RLI and $1.2 billion at Selective Insurance Group.
Side by side
| RLI | Selective Insurance Group | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $1.9B | $5.3B |
| Revenue growth | 6.3% | 9.8% |
| Revenue growth a year, last 5 years | 13.9% | 12.8% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 21.4% | 8.7% |
| Free cash flow | $609M | $1.2B |
| Free cash flow margin | 32.3% | 22.4% |
| Return on capital | — | 14.6% |
| Net debt to EBITDA | — | 0.3x |
| Dividends and buybacks | $242M | $186M |
| Change in diluted share count | −0.1% | −0.3% |
| Last close | $64.90 | $98.79 |
| P/E at the last close | 15.1× | 11.9× |
| Insider trades, last 12 months | bought $1.3 million, sold $0 | bought $50,886, sold $2.1 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
RLISelective Insurance Group
Operating margin
Percent of revenue
RLISelective Insurance Group
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
RLISelective Insurance Group
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the RLI and Selective Insurance Group pages.