Southside Bancshares vs Westamerica Bank
Westamerica Bank reported revenue of $258 million in fiscal 2025, about the same as Southside Bancshares' $237 million in fiscal 2025. Southside Bancshares' revenue fell 8.1% in its latest year, and Westamerica Bank's fell 12.2%. Southside Bancshares had a return on equity of 8.3%, against 12.7% at Westamerica Bank.
Side by side
| Southside Bancshares | Westamerica Bank | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $237M | $258M |
| Revenue growth | −8.1% | −12.2% |
| Revenue growth a year, last 5 years | 0.0% | 4.2% |
| Net income | $69M | $116M |
| Return on equity | 8.3% | 12.7% |
| Return on tangible common equity | 11.0% | 14.7% |
| Efficiency ratio | 63.9% | 39.5% |
| Dividends and buybacks | $67M | $151M |
| Change in diluted share count | −0.5% | −3.8% |
| Last close | $34.08 | $59.84 |
| P/E at the last close | 10.3× | 12.9× |
| Insider trades, last 12 months | bought $65,384, sold $271,571 | bought $3,281, sold $40,857 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Southside BancsharesWestamerica Bank
Return on equity
Percent. Net income over average equity.
Southside BancsharesWestamerica Bank
Net income
US$ billions
Southside BancsharesWestamerica Bank
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Southside Bancshares and Westamerica Bank pages.