South State Bank vs UMB Financial
South State Bank reported revenue of $2.7 billion in fiscal 2025, about the same as UMB Financial's $2.7 billion in fiscal 2025. South State Bank's revenue grew 56.1% in its latest year, and UMB Financial's grew 62.8%. South State Bank had a return on equity of 10.7%, against 12.6% at UMB Financial.
Side by side
| South State Bank | UMB Financial | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $2.7B | $2.7B |
| Revenue growth | 56.1% | 62.8% |
| Revenue growth a year, last 5 years | 18.7% | 15.5% |
| Net income | $799M | $702M |
| Return on equity | 10.7% | 12.6% |
| Return on tangible common equity | 16.9% | 15.5% |
| Efficiency ratio | 56.7% | 61.2% |
| Dividends and buybacks | $467M | $153M |
| Change in diluted share count | 32.2% | 50.2% |
| Last close | $105.40 | $134.26 |
| P/E at the last close | 11.1× | 11.2× |
| Insider trades, last 12 months | sold $6.3 million | bought $230,651, sold $11.6 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
South State BankUMB Financial
Return on equity
Percent. Net income over average equity.
South State BankUMB Financial
Net income
US$ billions
South State BankUMB Financial
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the South State Bank and UMB Financial pages.