Truist Financial vs U.S. Bancorp
U.S. Bancorp reported revenue of $28.7 billion in fiscal 2025, 1.4 times Truist Financial's $20.3 billion in fiscal 2025. Truist Financial's revenue grew 53.0% in its latest year, and U.S. Bancorp's grew 4.4%. Truist Financial had a return on equity of 8.2%, against 12.2% at U.S. Bancorp.
Side by side
| Truist Financial | U.S. Bancorp | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $20.3B | $28.7B |
| Revenue growth | 53.0% | 4.4% |
| Revenue growth a year, last 5 years | −2.2% | 4.3% |
| Net income | $5.3B | $7.6B |
| Return on equity | 8.2% | 12.2% |
| Return on tangible common equity | 10.5% | 16.3% |
| Efficiency ratio | 59.4% | 58.8% |
| Dividends and buybacks | $5.2B | $3.7B |
| Change in diluted share count | −2.1% | −0.2% |
| Last close | $48.91 | $59.70 |
| P/E at the last close | 11.2× | 11.9× |
| Insider trades, last 12 months | bought $1.0 million, sold $2.7 million | sold $12.6 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Truist FinancialU.S. Bancorp
Return on equity
Percent. Net income over average equity.
Truist FinancialU.S. Bancorp
Net income
US$ billions
Truist FinancialU.S. Bancorp
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Truist Financial and U.S. Bancorp pages.