UMB Financial vs Wintrust Financial
Wintrust Financial reported revenue of $2.7 billion in fiscal 2025, about the same as UMB Financial's $2.7 billion in fiscal 2025. UMB Financial's revenue grew 62.8% in its latest year, and Wintrust Financial's grew 11.2%. UMB Financial had a return on equity of 12.6%, against 12.1% at Wintrust Financial.
Side by side
| UMB Financial | Wintrust Financial | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $2.7B | $2.7B |
| Revenue growth | 62.8% | 11.2% |
| Revenue growth a year, last 5 years | 15.5% | 10.6% |
| Net income | $702M | $824M |
| Return on equity | 12.6% | 12.1% |
| Return on tangible common equity | 15.5% | 13.1% |
| Efficiency ratio | 61.2% | 55.5% |
| Dividends and buybacks | $153M | $169M |
| Change in diluted share count | 50.2% | 4.9% |
| Last close | $134.26 | $151.17 |
| P/E at the last close | 11.2× | 12.1× |
| Insider trades, last 12 months | bought $230,651, sold $11.6 million | sold $8.4 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
UMB FinancialWintrust Financial
Return on equity
Percent. Net income over average equity.
UMB FinancialWintrust Financial
Net income
US$ billions
UMB FinancialWintrust Financial
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the UMB Financial and Wintrust Financial pages.