Enact vs Essent Group
Essent Group reported revenue of $1.3 billion in fiscal 2025, about the same as Enact's $1.2 billion in fiscal 2025. Enact's revenue grew 2.8% in its latest year, and Essent Group's grew 1.4%.
Side by side
| Enact | Essent Group | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $1.2B | $1.3B |
| Revenue growth | 2.8% | 1.4% |
| Revenue growth a year, last 5 years | 2.2% | 5.7% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 54.6% | 54.7% |
| Free cash flow | — | $849M |
| Free cash flow margin | — | 67.3% |
| Return on capital | 13.4% | — |
| Net debt to EBITDA | — | — |
| Dividends and buybacks | $503M | $710M |
| Change in diluted share count | −5.2% | −6.1% |
| Last close | $46.43 | $63.41 |
| P/E at the last close | 9.7× | 8.7× |
| Insider trades, last 12 months | sold $325.5 million | sold $16.8 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
EnactEssent Group
Operating margin
Percent of revenue
EnactEssent Group
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
EnactEssent Group
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Enact and Essent Group pages.