Assurant vs Kemper
Assurant reported revenue of $12.8 billion in fiscal 2025, 2.7 times Kemper's $4.8 billion in fiscal 2025. Assurant's revenue grew 7.9% in its latest year, and Kemper's grew 3.3%. Free cash flow was $1.6 billion at Assurant and $554 million at Kemper.
Side by side
| Assurant | Kemper | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $12.8B | $4.8B |
| Revenue growth | 7.9% | 3.3% |
| Revenue growth a year, last 5 years | 6.0% | −1.7% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 6.8% | 3.0% |
| Free cash flow | $1.6B | $554M |
| Free cash flow margin | 12.5% | 11.6% |
| Return on capital | 17.5% | 4.3% |
| Net debt to EBITDA | −0.0x | 3.0x |
| Dividends and buybacks | $472M | $382M |
| Change in diluted share count | −1.9% | −3.4% |
| Last close | $307.00 | $33.39 |
| P/E at the last close | 14.5× | — |
| Insider trades, last 12 months | sold $11.0 million | bought $1.3 million, sold $17,469 |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
AssurantKemper
Operating margin
Percent of revenue
AssurantKemper
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
AssurantKemper