The Filing Desk

Bancfirst vs NBT Bancorp

Bancfirst BANF · NBT Bancorp NBTB · Regional Banks

NBT Bancorp reported revenue of $697 million in fiscal 2025, about the same as Bancfirst's $691 million in fiscal 2025. Bancfirst's revenue grew 9.4% in its latest year, and NBT Bancorp's grew 20.8%. Bancfirst had a return on equity of 13.8%, against 9.9% at NBT Bancorp.

Side by side

BancfirstNBT Bancorp
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$691M$697M
Revenue growth9.4%20.8%
Revenue growth a year, last 5 years9.2%8.6%
Net income$241M$169M
Return on equity13.8%9.9%
Return on tangible common equity15.5%13.5%
Efficiency ratio55.0%63.9%
Dividends and buybacks$62M$83M
Change in diluted share count0.7%7.3%
Last close$115.20$52.83
P/E at the last close15.3×12.6×
Insider trades, last 12 monthssold $26.4 millionbought $976,708, sold $2.4 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
BancfirstNBT Bancorp
Return on equity
Percent. Net income over average equity.
BancfirstNBT Bancorp
Net income
US$ billions
BancfirstNBT Bancorp

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Bancfirst and NBT Bancorp pages.