The Filing Desk

Bank of Hawaii vs NBT Bancorp

Bank of Hawaii BOH · NBT Bancorp NBTB · Regional Banks

Bank of Hawaii reported revenue of $717 million in fiscal 2025, about the same as NBT Bancorp's $697 million in fiscal 2025. Bank of Hawaii's revenue grew 12.1% in its latest year, and NBT Bancorp's grew 20.8%. Bank of Hawaii had a return on equity of 11.7%, against 9.9% at NBT Bancorp.

Side by side

Bank of HawaiiNBT Bancorp
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$717M$697M
Revenue growth12.1%20.8%
Revenue growth a year, last 5 years1.0%8.6%
Net income$206M$169M
Return on equity11.7%9.9%
Return on tangible common equity10.7%13.5%
Efficiency ratio61.8%63.9%
Dividends and buybacks$118M$83M
Change in diluted share count0.6%7.3%
Last close$69.64$52.83
P/E at the last close12.3×12.6×
Insider trades, last 12 monthssold $2.3 millionbought $976,708, sold $2.4 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Bank of HawaiiNBT Bancorp
Return on equity
Percent. Net income over average equity.
Bank of HawaiiNBT Bancorp
Net income
US$ billions
Bank of HawaiiNBT Bancorp

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Bank of Hawaii and NBT Bancorp pages.