Capital One vs SLM
Capital One reported revenue of $53.4 billion in fiscal 2025, 26.9 times SLM's $2.0 billion in fiscal 2025. Capital One's revenue grew 36.6% in its latest year, and SLM's grew 7.3%. Capital One had a return on equity of 2.8%, against 32.3% at SLM.
Side by side
| Capital One | SLM | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $53.4B | $2.0B |
| Revenue growth | 36.6% | 7.3% |
| Revenue growth a year, last 5 years | 13.4% | 1.8% |
| Net income | $2.5B | $745M |
| Return on equity | 2.8% | 32.3% |
| Return on tangible common equity | 3.8% | 32.4% |
| Efficiency ratio | 57.1% | 33.2% |
| Dividends and buybacks | $5.6B | $476M |
| Change in diluted share count | 41.1% | −4.1% |
| Last close | $202.35 | $19.62 |
| P/E at the last close | 12.1× | 7.1× |
| Insider trades, last 12 months | sold $90.4 million | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Capital OneSLM
Return on equity
Percent. Net income over average equity.
Capital OneSLM
Net income
US$ billions
Capital OneSLM
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Capital One and SLM pages.