Enova International vs OneMain
OneMain reported revenue of $4.9 billion in fiscal 2025, 1.6 times Enova International's $3.2 billion in fiscal 2025. Enova International's revenue grew 18.6% in its latest year, and OneMain's grew 8.9%.
Side by side
| Enova International | OneMain | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $3.2B | $4.9B |
| Revenue growth | 18.6% | 8.9% |
| Revenue growth a year, last 5 years | 23.8% | 4.9% |
| Gross margin | 58.1% | — |
| Operating margin | 23.5% | — |
| Net margin | 9.8% | 16.0% |
| Free cash flow | $1.8B | — |
| Free cash flow margin | 56.2% | — |
| Return on capital | 10.9% | 7.1% |
| Net debt to EBITDA | 5.7x | 8.6x |
| Dividends and buybacks | $215M | $640M |
| Change in diluted share count | −5.1% | −0.7% |
| Last close | $172.48 | $56.09 |
| P/E at the last close | 11.9× | 8.3× |
| Insider trades, last 12 months | sold $59.5 million | sold $5.8 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Enova InternationalOneMain
Operating margin
Percent of revenue
Enova InternationalOneMain
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Enova InternationalOneMain
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Enova International and OneMain pages.