EVERTEC vs Sezzle
EVERTEC reported revenue of $932 million in fiscal 2025, 2.1 times Sezzle's $450 million in fiscal 2025. EVERTEC's revenue grew 10.2% in its latest year, and Sezzle's grew 66.1%. EVERTEC had an operating margin of 20.0%, against 39.3% at Sezzle. Free cash flow was $204 million at EVERTEC and $209 million at Sezzle.
Side by side
| EVERTEC | Sezzle | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $932M | $450M |
| Revenue growth | 10.2% | 66.1% |
| Revenue growth a year, last 5 years | 12.8% | 50.3% |
| Gross margin | — | — |
| Operating margin | 20.0% | 39.3% |
| Net margin | 15.2% | 29.6% |
| Free cash flow | $204M | $209M |
| Free cash flow margin | 21.9% | 46.5% |
| Return on capital | 13.7% | — |
| Net debt to EBITDA | 3.7x | — |
| Dividends and buybacks | $82M | $65M |
| Change in diluted share count | −1.0% | −0.4% |
| Last close | $33.55 | $149.43 |
| P/E at the last close | 22.1× | 28.8× |
| Insider trades, last 12 months | bought $2.3 million, sold $6.6 million | bought $113,944, sold $26.8 million |
| Piotroski F-score | 7 of 8 | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
EVERTECSezzle
Operating margin
Percent of revenue
EVERTECSezzle
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
EVERTECSezzle