The Filing Desk

First Financial Bancorp vs Provident Financial Services

First Financial Bancorp FFBC · Provident Financial Services PFS · Regional Banks

First Financial Bancorp reported revenue of $900 million in fiscal 2025, about the same as Provident Financial Services' $870 million in fiscal 2025. First Financial Bancorp's revenue grew 7.7% in its latest year, and Provident Financial Services' grew 25.3%. First Financial Bancorp had a return on equity of 9.8%, against 10.7% at Provident Financial Services.

Side by side

First Financial BancorpProvident Financial Services
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$900M$870M
Revenue growth7.7%25.3%
Revenue growth a year, last 5 years6.9%17.7%
Net income$256M$291M
Return on equity9.8%10.7%
Return on tangible common equity17.6%13.9%
Efficiency ratio60.1%52.7%
Dividends and buybacks$95M$126M
Change in diluted share count0.8%18.9%
Last close$32.57$22.96
P/E at the last close11.4×9.6×
Insider trades, last 12 monthssold $3.5 millionsold $2.2 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
First Financial BancorpProvident Financial Services
Return on equity
Percent. Net income over average equity.
First Financial BancorpProvident Financial Services
Net income
US$ billions
First Financial BancorpProvident Financial Services

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the First Financial Bancorp and Provident Financial Services pages.