Flagstar Bank vs FNB
Flagstar Bank reported revenue of $2.1 billion in fiscal 2025, 1.2 times FNB's $1.8 billion in fiscal 2025. Flagstar Bank's revenue fell 19.2% in its latest year, and FNB's grew 10.6%. Flagstar Bank had a return on equity of -2.2%, against 8.7% at FNB.
Side by side
| Flagstar Bank | FNB | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $2.1B | $1.8B |
| Revenue growth | −19.2% | 10.6% |
| Revenue growth a year, last 5 years | 12.2% | 7.7% |
| Net income | −$177M | $565M |
| Return on equity | −2.2% | 8.7% |
| Return on tangible common equity | −2.9% | 14.1% |
| Efficiency ratio | 100.7% | 57.2% |
| Dividends and buybacks | $15M | $224M |
| Change in diluted share count | 25.6% | −0.2% |
| Last close | $10.22 | $18.33 |
| P/E at the last close | — | 10.9× |
| Insider trades, last 12 months | bought $1,221, sold $0 | sold $1.4 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Flagstar BankFNB
Return on equity
Percent. Net income over average equity.
Flagstar BankFNB
Net income
US$ billions
Flagstar BankFNB
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Flagstar Bank and FNB pages.