Globe Life vs Trupanion
Globe Life reported revenue of $6.0 billion in fiscal 2025, 4.2 times Trupanion's $1.4 billion in fiscal 2025. Globe Life's revenue grew 3.7% in its latest year, and Trupanion's grew 11.9%. Free cash flow was $1.3 billion at Globe Life and $75 million at Trupanion.
Side by side
| Globe Life | Trupanion | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $6.0B | $1.4B |
| Revenue growth | 3.7% | 11.9% |
| Revenue growth a year, last 5 years | 4.8% | 23.4% |
| Gross margin | — | 16.1% |
| Operating margin | — | 1.0% |
| Net margin | 19.4% | 1.4% |
| Free cash flow | $1.3B | $75M |
| Free cash flow margin | 20.9% | 5.2% |
| Return on capital | 16.0% | 9.5% |
| Net debt to EBITDA | 1.4x | −9.1x |
| Dividends and buybacks | $967M | $0M |
| Change in diluted share count | −8.0% | 3.3% |
| Last close | $157.18 | $36.75 |
| P/E at the last close | 10.5× | 60.2× |
| Insider trades, last 12 months | sold $79.9 million | sold $2.5 million |
| Piotroski F-score | — | 7 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Globe LifeTrupanion
Operating margin
Percent of revenue
Globe LifeTrupanion
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Globe LifeTrupanion
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Globe Life and Trupanion pages.