HCI Group vs Palomar
HCI Group reported revenue of $901 million in fiscal 2025, about the same as Palomar's $876 million in fiscal 2025. HCI Group's revenue grew 20.1% in its latest year, and Palomar's grew 58.2%. Free cash flow was $441 million at HCI Group and $409 million at Palomar.
Side by side
| HCI Group | Palomar | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $901M | $876M |
| Revenue growth | 20.1% | 58.2% |
| Revenue growth a year, last 5 years | 23.8% | 39.1% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 33.2% | 22.5% |
| Free cash flow | $441M | $409M |
| Free cash flow margin | 48.9% | 46.7% |
| Return on capital | — | — |
| Net debt to EBITDA | −2.6x | — |
| Dividends and buybacks | $21M | $37M |
| Change in diluted share count | 1.5% | 4.8% |
| Last close | $186.03 | $155.71 |
| P/E at the last close | 7.5× | 19.5× |
| Insider trades, last 12 months | — | bought $135, sold $21.4 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
HCI GroupPalomar
Operating margin
Percent of revenue
HCI GroupPalomar
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
HCI GroupPalomar
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the HCI Group and Palomar pages.