The Filing Desk

HCI Group vs Radian Group

HCI Group HCI · Radian Group RDN · Property & Casualty Insurance

Radian Group reported revenue of $1.2 billion in fiscal 2025, 1.3 times HCI Group's $901 million in fiscal 2025. HCI Group's revenue grew 20.1% in its latest year, and Radian Group's fell 0.8%. Free cash flow was $441 million at HCI Group and $116 million at Radian Group.

Side by side

HCI GroupRadian Group
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$901M$1.2B
Revenue growth20.1%−0.8%
Revenue growth a year, last 5 years23.8%−3.6%
Gross margin——
Operating margin——
Net margin33.2%48.7%
Free cash flow$441M$116M
Free cash flow margin48.9%9.7%
Return on capital——
Net debt to EBITDA−2.6x—
Dividends and buybacks$21M$578M
Change in diluted share count1.5%−8.7%
Last close$186.03$35.97
P/E at the last close7.5×8.8×
Insider trades, last 12 months—bought $5.8 million, sold $4.7 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
HCI GroupRadian Group
Operating margin
Percent of revenue
HCI GroupRadian Group
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
HCI GroupRadian Group

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the HCI Group and Radian Group pages.