The Filing Desk

Hilltop vs Texas Capital Bancshares

Hilltop HTH · Texas Capital Bancshares TCBI · Regional Banks

Hilltop reported revenue of $1.3 billion in fiscal 2025, about the same as Texas Capital Bancshares' $1.3 billion in fiscal 2025. Hilltop's revenue grew 7.8% in its latest year, and Texas Capital Bancshares' grew 34.7%. Hilltop had a return on equity of 7.6%, against 9.4% at Texas Capital Bancshares.

Side by side

HilltopTexas Capital Bancshares
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$1.3B$1.3B
Revenue growth7.8%34.7%
Revenue growth a year, last 5 years−9.5%3.6%
Net income$166M$330M
Return on equity7.6%9.4%
Return on tangible common equity8.7%9.8%
Efficiency ratio82.2%61.2%
Dividends and buybacks$229M$186M
Change in diluted share count−3.6%−1.8%
Last close$36.40$101.03
P/E at the last close15.2×13.0×
Insider trades, last 12 monthssold $15.4 millionbought $4.4 million, sold $10.6 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
HilltopTexas Capital Bancshares
Return on equity
Percent. Net income over average equity.
HilltopTexas Capital Bancshares
Net income
US$ billions
HilltopTexas Capital Bancshares

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Hilltop and Texas Capital Bancshares pages.