Jack Henry & Associates vs Paysafe
Jack Henry & Associates reported revenue of $2.5 billion in fiscal 2026, 1.5 times Paysafe's $1.7 billion in fiscal 2025. Jack Henry & Associates' revenue grew 7.1% in its latest year, and Paysafe's fell 0.2%. Jack Henry & Associates had an operating margin of 25.0%, against 4.2% at Paysafe. Free cash flow was $695 million at Jack Henry & Associates and $224 million at Paysafe. Their fiscal years end in different months (June 30 and December 31), so the periods don't line up exactly.
Side by side
| Jack Henry & Associates | Paysafe | |
|---|---|---|
| Latest fiscal year | FY2026, Jun 30, 2026 | FY2025, Dec 31, 2025 |
| Revenue | $2.5B | $1.7B |
| Revenue growth | 7.1% | −0.2% |
| Revenue growth a year, last 5 years | 7.7% | 3.6% |
| Gross margin | 43.6% | 56.4% |
| Operating margin | 25.0% | 4.2% |
| Net margin | 19.8% | −10.7% |
| Free cash flow | $695M | $224M |
| Free cash flow margin | 27.3% | 13.1% |
| Return on capital | 23.8% | 1.9% |
| Net debt to EBITDA | 0.0x | 6.8x |
| Dividends and buybacks | $619M | $0M |
| Change in diluted share count | −1.4% | −6.2% |
| Last close | $173.23 | $6.68 |
| P/E at the last close | 23.8× | — |
| Insider trades, last 12 months | bought $317,135, sold $3.5 million | sold $272,193 |
| Piotroski F-score | 7 of 9 | 5 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Jack Henry & AssociatesPaysafe
Operating margin
Percent of revenue
Jack Henry & AssociatesPaysafe
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Jack Henry & AssociatesPaysafe
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Jack Henry & Associates and Paysafe pages.