The Filing Desk

Principal Financial Group vs Unum

Principal Financial Group PFG · Unum UNM · Life & Health Insurance

Principal Financial Group reported revenue of $15.6 billion in fiscal 2025, 1.2 times Unum's $13.1 billion in fiscal 2025. Principal Financial Group's revenue fell 3.1% in its latest year, and Unum's grew 1.5%.

Side by side

Principal Financial GroupUnum
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$15.6B$13.1B
Revenue growth−3.1%1.5%
Revenue growth a year, last 5 years1.2%−0.1%
Gross margin——
Operating margin——
Net margin7.6%5.7%
Free cash flow—$555M
Free cash flow margin—4.2%
Return on capital—7.6%
Net debt to EBITDA−0.2x0.5x
Dividends and buybacks$1.6B$1.3B
Change in diluted share count−4.1%−8.1%
Last close$110.13$90.12
P/E at the last close15.8×21.0×
Insider trades, last 12 monthsbought $485, sold $5.4 millionsold $4.5 million
Piotroski F-score——
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Principal Financial GroupUnum
Operating margin
Percent of revenue
Principal Financial GroupUnum
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
Principal Financial GroupUnum

Start a new comparison

Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Principal Financial Group and Unum pages.