Primerica vs Trupanion
Primerica reported revenue of $3.3 billion in fiscal 2025, 2.3 times Trupanion's $1.4 billion in fiscal 2025. Primerica's revenue grew 6.6% in its latest year, and Trupanion's grew 11.9%.
Side by side
| Primerica | Trupanion | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $3.3B | $1.4B |
| Revenue growth | 6.6% | 11.9% |
| Revenue growth a year, last 5 years | 8.2% | 23.4% |
| Gross margin | — | 16.1% |
| Operating margin | — | 1.0% |
| Net margin | 22.8% | 1.4% |
| Free cash flow | — | $75M |
| Free cash flow margin | — | 5.2% |
| Return on capital | 34.5% | 9.5% |
| Net debt to EBITDA | −0.2x | −9.1x |
| Dividends and buybacks | $586M | $0M |
| Change in diluted share count | −4.4% | 3.3% |
| Last close | $290.58 | $36.75 |
| P/E at the last close | 11.5× | 60.2× |
| Insider trades, last 12 months | sold $4.5 million | sold $2.5 million |
| Piotroski F-score | — | 7 of 9 |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
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Operating margin
Percent of revenue
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Free cash flow
US$ billions. Cash from operations minus capital expenditure.
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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Primerica and Trupanion pages.