Primerica vs Unum
Unum reported revenue of $13.1 billion in fiscal 2025, 4.0 times Primerica's $3.3 billion in fiscal 2025. Primerica's revenue grew 6.6% in its latest year, and Unum's grew 1.5%.
Side by side
| Primerica | Unum | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $3.3B | $13.1B |
| Revenue growth | 6.6% | 1.5% |
| Revenue growth a year, last 5 years | 8.2% | −0.1% |
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 22.8% | 5.7% |
| Free cash flow | — | $555M |
| Free cash flow margin | — | 4.2% |
| Return on capital | 34.5% | 7.6% |
| Net debt to EBITDA | −0.2x | 0.5x |
| Dividends and buybacks | $586M | $1.3B |
| Change in diluted share count | −4.4% | −8.1% |
| Last close | $276.79 | $90.12 |
| P/E at the last close | 11.1× | 21.0× |
| Insider trades, last 12 months | sold $4.5 million | sold $4.5 million |
| Piotroski F-score | — | — |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
PrimericaUnum
Operating margin
Percent of revenue
PrimericaUnum
Free cash flow
US$ billions. Cash from operations minus capital expenditure.
PrimericaUnum