Renasant vs United Community Banks
United Community Banks reported revenue of $1.1 billion in fiscal 2025, about the same as Renasant's $986 million in fiscal 2025. Renasant's revenue grew 37.7% in its latest year, and United Community Banks' grew 11.7%. Renasant had a return on equity of 5.5%, against 9.3% at United Community Banks.
Side by side
| Renasant | United Community Banks | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $986M | $1.1B |
| Revenue growth | 37.7% | 11.7% |
| Revenue growth a year, last 5 years | 8.3% | 13.0% |
| Net income | $181M | $328M |
| Return on equity | 5.5% | 9.3% |
| Return on tangible common equity | 9.1% | 12.2% |
| Efficiency ratio | 66.1% | 55.7% |
| Dividends and buybacks | $92M | $163M |
| Change in diluted share count | 46.5% | 1.3% |
| Last close | $39.39 | $36.99 |
| P/E at the last close | 10.9× | 31.1× |
| Insider trades, last 12 months | bought $151,700, sold $3.7 million | bought $74,270, sold $2.3 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
RenasantUnited Community Banks
Return on equity
Percent. Net income over average equity.
RenasantUnited Community Banks
Net income
US$ billions
RenasantUnited Community Banks
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Renasant and United Community Banks pages.