WesBanco

WSBC · Nasdaq · Financials · Financials, fiscal 2016 to 2025

WSBC · Last close · November 6, 2026

$38.59

WesBanco's revenue rose 61.8% to $981 million in fiscal 2025. Net income was $223 million, up 47.2%. Its return on equity was 6.5%, up from 5.7% a year earlier. Its efficiency ratio was 63.7%, down from 66.3% a year earlier. It paid out $125 million in dividends and buybacks. The diluted share count rose 45.3%.

WESBANCO, INC. Latest fiscal year ended December 31, 2025 10-K filed March 2, 2026 · 0001193125-26-085463 Updated November 5, 2026

Revenue

$981M

61.8%

Net income

$223M

47.2%

Return on equity

6.5%

0.8 pts

Return on tangible equity

10.2%

0.2 pts

Efficiency ratio

63.7%

2.6 pts

Market cap

$3.7B

Nov 6 close

P/E

11.0x

On $3.51 EPS, 4 qtrs

Return on equity is net income as a share of shareholders' equity; return on tangible equity leaves out goodwill and other intangible assets. The efficiency ratio is operating costs as a share of revenue, so lower means the bank spends less to earn each dollar. Market cap is the last closing share price times the latest diluted share count, so it is approximate. P/E is the last close divided by diluted earnings per share over the last four quarters, or the latest fiscal year where the quarters aren't available; there is none when the company made a loss.

Charts show fiscal years, from the 10-K filings.

Income statement

Revenue and net income

US$ billions, fiscal years; net losses in red. Revenue on the left axis, net income on the right; zero is the same line on both. Revenue is net of interest expense.

Revenue (left axis)Net income (right axis)

Efficiency ratio and net interest income

Percent of revenue. The efficiency ratio is noninterest expense over revenue.

Efficiency ratioNet interest income share

From fiscal 2016 to 2025, earnings per share grew 0.4% a year and net income 11.1% a year, as new shares raised the share count by 127% and diluted each share's earnings.

Diluted earnings per share

US$ per share, fiscal years, restated for any stock splits; loss years in red.

Return on equity

Percent. Net income over average equity; tangible equity excludes goodwill, intangibles and preferred stock.

Return on equityReturn on tangible common equity

Balance sheet

Loans and deposits

US$ billions, at each fiscal year end

Loans, netDeposits

Total assets and shareholders' equity

US$ billions, at each fiscal year end. Assets on the left axis, equity on the right.

Total assets (left axis)Equity (right axis)

Five years at a glance

Fiscal year end	FY21	FY22	FY23	FY24	FY25
Loans, net	—	—	—	—	—
Deposits	13,566	13,131	13,169	14,134	21,669
Loans to deposits	—	—	—	—	—
Provision for credit losses	−64	−2	18	19	77
Provision to average loans	—	—	—	—	—
Total assets	16,927	16,932	17,712	18,684	27,696
Shareholders' equity	2,693	2,427	2,533	2,790	4,032

US$ millions unless stated, at each fiscal year end.

Cash flow

Stock-based compensation and buybacks

US$ billions, fiscal years. Shares paid to employees (stock-based compensation, a cost that uses no cash) against cash spent buying shares back. Buybacks that only match it leave the share count roughly where it was.

Stock-based compensationShare buybacks

Dividends and buybacks

US$ billions, cash paid in each fiscal year

DividendsShare buybacks

Diluted share count

Weighted-average diluted shares, millions

Projections

Project WesBanco's revenue, net income and earnings per share five years ahead in a bull, a base and a bear case with your own figures, and see the share prices your P/E estimates give them. Every projected figure is yours: it is not a forecast of ours.

Open WesBanco's projections

Insider trades

Over the 12 months between November 7, 2025 and November 6, 2026, 5 insiders bought $280,939 of WesBanco shares on the open market, and 7 insiders sold $1.8 million.

Buys and sells by month

US$ millions, open-market purchases (up) and sales (down) by officers, directors and 10% owners in each month.

BoughtSold

Date	Insider	Trade	Shares	Price	Value	Filing
Nov 5, 2026	Scott A LoveEVP - Wealth Management	Sold	3,000	$40.12	$120,375	Form 4
Aug 24, 2026	Denise H Knouse-SnyderDirector	Sold	3,070	$40.89	$125,532	Form 4
Aug 11, 2026	Robert H FriendEVP & CCO	Sold	6,000	$42.06	$252,359	Form 4
Aug 11, 2026	Robert H FriendEVP & CCO	Sold	2,000	$42.06	$84,120	Form 4
Jul 29, 2026	Jayson M ZattaSEVP & Chief Banking Officer	Sold	12,500	$41.80	$522,500	Form 4
Jul 28, 2026	Jan Pattishall-KrupinskiSEVP - Chief Admin Officer	Sold	4,750	$41.69	$198,038	Form 4
Jul 27, 2026	Kimberly L GriffithSEVP - Human Resources	Sold	6,875	$41.20	$283,226	Form 4
Jun 22, 2026	Jan Pattishall-KrupinskiSEVP - Chief Admin Officer	Sold	4,500	$36.71	$165,195	Form 4
May 8, 2026	Scott A LoveEVP - Wealth Management	Bought	400	$34.08	$13,632	Form 4
Apr 27, 2026	Joseph R RobinsonDirector	Bought	1,000	$34.54	$34,544	Form 4
Apr 23, 2026	Louis Michael AltmanDirector	Bought	3,000	$33.72	$101,160	Form 4
Apr 23, 2026	Lee J. BurdmanDirector	Bought	3,000	$33.60	$100,800	Form 4

The latest 12 of 14 trades. Open-market purchases and sales by officers, directors and 10% owners, from their Form 4 filings with the SEC: one row per person, day and filing, at the day's average price. Grants, option exercises and shares withheld for tax aren't counted. Insiders buy and sell for many reasons, such as taxes, spreading their savings or a plan set up months earlier, so a trade on its own says little about where a company is heading. For information only, not investment advice. Insider trades at all companies

Compare

Put WesBanco side by side with any other company we cover: revenue, growth, margins, cash flow and returns, with ten years of charts.

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Company	Year	Revenue growth	Net margin	Return on equity	Return on tangible equity	Efficiency ratio	Compare
WesBanco	FY25	61.8%	22.7%	6.5%	10.2%	63.7%
Renasant	FY25	37.7%	18.4%	5.5%	9.1%	66.1%	Compare
First Interstate BancSystem	FY25	5.9%	28.5%	8.9%	13.3%	60.5%	Compare
United Community Banks	FY25	11.7%	30.9%	9.3%	12.2%	55.7%	Compare
WSFS Financial	FY25	1.9%	27.0%	10.8%	17.1%	59.7%	Compare

Each company's latest fiscal year. Fiscal years end in different months, so the periods don't line up exactly.

10 years of figures

Fiscal year	FY16	FY17	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Income statement
Revenue	335	379	448	517	608	591	592	602	606	981
Revenue growth	7.5%	13.2%	18.0%	15.4%	17.6%	−2.8%	0.2%	1.7%	0.7%	61.8%
Net interest income	253	290	347	400	480	458	474	481	478	814
Noninterest income	82	89	100	117	128	133	117	120	128	167
Noninterest expense	209	221	265	312	355	353	357	390	402	625
Provision for credit losses	8	10	8	11	108	−64	−2	18	19	77
Net income	87	94	143	159	122	242	192	159	152	223
Diluted EPS (US$)	2.16	2.14	2.92	2.83	1.77	3.53	3.02	2.51	2.26	2.23
Diluted shares (millions)	40	44	49	56	67	66	60	59	63	91
Payouts
Dividends paid	38	45	54	67	85	86	81	82	87	125
Share buybacks	0	0	0	0	0	0	0	0	0	0
Balance sheet at fiscal year end
Loans, net	6,206	6,296	7,607	10,216	—	—	—	—	—	—
Deposits	7,041	7,044	8,832	11,004	12,429	13,566	13,131	13,169	14,134	21,669
Total assets	9,791	9,816	12,459	15,720	16,426	16,927	16,932	17,712	18,684	27,696
Shareholders' equity	1,341	1,395	1,979	2,594	2,757	2,693	2,427	2,533	2,790	4,032
Ratios
Return on equity	7.0%	6.9%	8.5%	7.0%	4.6%	8.9%	7.5%	6.4%	5.7%	6.5%
Return on tangible common equity	12.3%	11.9%	15.1%	12.3%	7.9%	15.7%	13.8%	12.1%	10.0%	10.2%
Return on assets	0.9%	1.0%	1.3%	1.1%	0.8%	1.4%	1.1%	0.9%	0.8%	1.0%
Efficiency ratio	62.3%	58.2%	59.3%	60.4%	58.4%	59.8%	60.3%	64.8%	66.3%	63.7%

US$ millions unless stated. Where a later 10-K restated a year, the latest filed figure is shown. Download all figures (CSV, US$ millions)

Source: WesBanco's Form 10-K filings, from SEC EDGAR. For information only, not investment advice. The Filing Desk is not affiliated with WesBanco.