Ally Financial vs Capital One
Capital One reported revenue of $53.4 billion in fiscal 2025, 6.8 times Ally Financial's $7.9 billion in fiscal 2025. Ally Financial's revenue fell 3.3% in its latest year, and Capital One's grew 36.6%. Ally Financial had a return on equity of 5.8%, against 2.8% at Capital One.
Side by side
| Ally Financial | Capital One | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $7.9B | $53.4B |
| Revenue growth | −3.3% | 36.6% |
| Revenue growth a year, last 5 years | 3.4% | 13.4% |
| Net income | $852M | $2.5B |
| Return on equity | 5.8% | 2.8% |
| Return on tangible common equity | 6.2% | 3.8% |
| Efficiency ratio | 68.1% | 57.1% |
| Dividends and buybacks | $438M | $5.6B |
| Change in diluted share count | 0.9% | 41.1% |
| Last close | $38.81 | $202.35 |
| P/E at the last close | 9.1× | 12.1× |
| Insider trades, last 12 months | bought $1.5 million, sold $2.7 million | sold $90.4 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Ally FinancialCapital One
Return on equity
Percent. Net income over average equity.
Ally FinancialCapital One
Net income
US$ billions
Ally FinancialCapital One
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Ally Financial and Capital One pages.