The Filing Desk

Beacon Financial vs First Commonwealth Financial

Beacon Financial BBT · First Commonwealth Financial FCF · Regional Banks

Beacon Financial reported revenue of $553 million in fiscal 2025, about the same as First Commonwealth Financial's $523 million in fiscal 2025. Beacon Financial's revenue grew 38.2% in its latest year, and First Commonwealth Financial's grew 9.4%. Beacon Financial had a return on equity of 4.9%, against 10.3% at First Commonwealth Financial.

Side by side

Beacon FinancialFirst Commonwealth Financial
Latest fiscal yearFY2025, Dec 31, 2025FY2025, Dec 31, 2025
Revenue$553M$523M
Revenue growth38.2%9.4%
Revenue growth a year, last 5 years7.6%7.6%
Net income$90M$152M
Return on equity4.9%10.3%
Return on tangible common equity6.2%14.0%
Efficiency ratio70.5%56.4%
Dividends and buybacks$63M$91M
Change in diluted share count−1.8%1.3%
Last close$30.60$20.91
P/E at the last close16.0×12.4×
Insider trades, last 12 monthsbought $6,146, sold $538,016bought $86,837, sold $3.4 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Beacon FinancialFirst Commonwealth Financial
Return on equity
Percent. Net income over average equity.
Beacon FinancialFirst Commonwealth Financial
Net income
US$ billions
Beacon FinancialFirst Commonwealth Financial

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Beacon Financial and First Commonwealth Financial pages.