The Filing Desk

Pathward Financial vs Cathay General Bancorp

Pathward Financial CASH · Cathay General Bancorp CATY · Regional Banks

Pathward Financial reported revenue of $840 million in fiscal 2025, about the same as Cathay General Bancorp's $818 million in fiscal 2025. Pathward Financial's revenue grew 5.3% in its latest year, and Cathay General Bancorp's grew 12.1%. Pathward Financial had a return on equity of 22.1%, against 10.9% at Cathay General Bancorp. Their fiscal years end in different months (September 30 and December 31), so the periods don't line up exactly.

Side by side

Pathward FinancialCathay General Bancorp
Latest fiscal yearFY2025, Sep 30, 2025FY2025, Dec 31, 2025
Revenue$840M$818M
Revenue growth5.3%12.1%
Revenue growth a year, last 5 years11.0%6.6%
Net income$186M$315M
Return on equity22.1%10.9%
Return on tangible common equity34.5%12.6%
Efficiency ratio66.7%43.4%
Dividends and buybacks$5M$274M
Change in diluted share count−6.7%−4.0%
Last close$76.26$64.22
P/E at the last close9.6×11.8×
Insider trades, last 12 monthssold $2.7 millionsold $8.0 million
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.

Ten years

Revenue
US$ billions, fiscal years
Pathward FinancialCathay General Bancorp
Return on equity
Percent. Net income over average equity.
Pathward FinancialCathay General Bancorp
Net income
US$ billions
Pathward FinancialCathay General Bancorp

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Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Pathward Financial and Cathay General Bancorp pages.