Capital One vs Synchrony Financial
Capital One reported revenue of $53.4 billion in fiscal 2025, 2.8 times Synchrony Financial's $19.0 billion in fiscal 2025. Capital One's revenue grew 36.6% in its latest year, and Synchrony Financial's fell 2.8%. Capital One had a return on equity of 2.8%, against 21.3% at Synchrony Financial.
Side by side
| Capital One | Synchrony Financial | |
|---|---|---|
| Latest fiscal year | FY2025, Dec 31, 2025 | FY2025, Dec 31, 2025 |
| Revenue | $53.4B | $19.0B |
| Revenue growth | 36.6% | −2.8% |
| Revenue growth a year, last 5 years | 13.4% | 5.1% |
| Net income | $2.5B | $3.6B |
| Return on equity | 2.8% | 21.3% |
| Return on tangible common equity | 3.8% | 24.6% |
| Efficiency ratio | 57.1% | 27.1% |
| Dividends and buybacks | $5.6B | $3.4B |
| Change in diluted share count | 41.1% | −6.7% |
| Last close | $202.35 | $74.83 |
| P/E at the last close | 12.1× | 7.8× |
| Insider trades, last 12 months | sold $90.4 million | sold $47.7 million |
Amounts in each company's own currency, US$ unless marked (a foreign company may report in another), each company's latest fiscal year from its 10-K, or 20-F or 40-F for a foreign company. Growth rates compare with the year before; the five-year rate is the average a year. Free cash flow is cash from operations minus capital spending; return on capital is after-tax operating income over the money invested in the business; P/E is the last close over the latest earnings per share. Banks are measured differently (return on equity, efficiency ratio), so some rows apply to one company only.
Ten years
Revenue
US$ billions, fiscal years
Capital OneSynchrony Financial
Return on equity
Percent. Net income over average equity.
Capital OneSynchrony Financial
Net income
US$ billions
Capital OneSynchrony Financial
Source: the companies' Form 10-K filings, from SEC EDGAR, and the last close. For information only, not investment advice: the figures describe results, not which company is the better investment. The Filing Desk is not affiliated with either company. Full figures on the Capital One and Synchrony Financial pages.